App-o-Rama Credit Tools
Closely monitoring your credit score is crucial with App-o-Rama. You'll need to know when your FICO Score has recovered enough to do another App-o-Rama or take out other credit. In addition, credit reports are famously rife with errors, so you should closely review your credit report to ensure that all information is both current and correct. Under U.S. law, you can obtain a free copy of your credit report once every 12 months from each of the nationwide consumer credit companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com. However, this service is notoriously slow and will not provide you with your credit scores, so you should strongly consider enrolling with one of the recommended credit monitoring services listed below.
Equifax Score Watch 
- Continuous FICO Score monitoring and alerts to all credit score changes
- Daily monitoring of your Equifax credit report
- Detailed Score Power analysis reports
FreeCreditReport.com
- 24-hour online acces to your credit score and credit report
- Alerts of key changes to all three of your national credit reports
- Score explanation to better understand your credit score and what it means
Privacy Matters 1-2-3
- Triple bureau credit monitoring with automatic credit file activity alerts
- Unlimited online access to your 3-in-1 credit report and credit score
- Unmatched identify theft protection and restoration services
