0% Balance Transfer Credit Cards
Despite the credit crunch, 0% balance transfer offers are more prevalent than ever! Increasing competition means that you can take advantage of incredible offers to refinance your balances at 0% interest for a year or more. Plus, many cards offer generous rewards programs that ply you with frequent flier miles, gift certificates or even cash back. Note that some business credit cards actually have the most generous terms, and many issuers are pretty liberal with their definition of a 'business'. So, if you use your credit card for both work and personal use, it may be very worthwhile to check out some of these business credit card offers as well!
Blue from American Express 
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 15 Months | NONE | YES | 10.24% |
- 0.00% Intro APR for up to 12 months
- 5.99% fixed APR on balance transfers
- Automatic Rewards
- Flexibility to pay over time
- User-friendly credit report and score
- American Express World-Class customer service
See Terms & Conditions for Important Information, Benefits and Limitations
Chase Free Cash RewardsSM Visa® Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 10.99% |
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned.Apply Now!
See Terms & Conditions for Important Information, Benefits and Limitations
Clear from American Express®
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 11.24% |
- Membership Rewards ExpressSM program
- 0% APR on purchases for up to 15 months
- No annual fee
- Low Balance Transfer APR - 4.99% fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
See Terms & Conditions for Important Information, Benefits and Limitations
GM Flexible Earnings Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 14.24% |
- 0% introductory APR for 12 months (on balance transfers)
- A full 1% cash back option
- A full 1% earnings toward any other new vehicle
- Triple your earnings to 3% toward an eligible, new GM vehicle
- No annual fee
Chase Platinum Visa® Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 10.99% |
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned.Apply Now!
See Terms & Conditions for Important Information, Benefits and Limitations
Chase Flexible Rewards Platinum Visa® Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 10.99% |
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:
Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee. Apply Now!
See Terms & Conditions for Important Information, Benefits and Limitations
Blue Cash® from American Express®
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 6 Months | NONE | YES | 10.24% |
- Earn points on everything you buy with the Card
- Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
- Earn 1 point for every dollar you spend
- Travel anytime: No blackout dates or restrictions
- No annual fee and 0% intro APR for 6 months
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a decision in less than 60 seconds.
See Terms & Conditions for Important Information, Benefits and Limitations
Blue Sky® from American Express®
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 12 Months | NONE | YES | 10.24% |
- Earn points on everything you buy with the Card
- Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
- Earn 1 point for every dollar you spend
- Travel anytime: No blackout dates or restrictions
- No annual fee and 0% intro APR for 6 months
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a decision in less than 60 seconds.
See Terms & Conditions for Important Information, Benefits and Limitations
Discover® MoreSM Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 6 Months | NONE | YES | 10.99% |
- 5% Cashback Bonus® in categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- No annual fee
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Discover® Open RoadSM Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | 6 Months | NONE | YES | 10.99% |
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
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Miles by Discover® Card
| Intro APR | Intro APR Period | Annual Fee | Balance Transfers | Regular APR |
|---|---|---|---|---|
| 0% | Until December 2008 | NONE | YES | 10.99% |
- 0% Intro APR*
- Double Miles on travel and restaurant purchases $3,000 each year
- 1 Mile for every $1 you spend on all your other purchases
- Unlimited Miles that never expire as long as you use your card
- Travel without restrictions
- Book it through any airline, travel agent or online site
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