What is App-o-Rama?
Free Money Really Does Exist
Buy low and sell high. You've heard this simple secret to investing success your entire life. Thanks to App-o-Rama, now you can borrow money or little or no cost and invest it for a safe, yet high rate of return. Thanks to the ultra-competitiveness that has overtaken the credit card industry, you can now use this strategy to earn thousands of dollars per year in free money! Best of all, it's an easy and perfectly legal strategy with extremely low risk.
App-O-Rama is the process of applying for a massive number of credit cards all at the same time to quickly earn tens or even hundreds of thousands of dollars in new 0% credit lines. Then, you invest this free money in a high yield savings account to earn hundreds or even thousands of dollars in interest per year! Along the way, you can also take advantage of countless bonus offers, pocketing free plane tickets, gift cards, frequent flier miles and even more cash back.
The key to App-o-Rama is to apply for numerous credit cards - several dozen is not unheard of - within minutes of each other. Speed is critical because each application will likely lead to a temporary reduction in your credit score, which will limit your ability to be approved for new cards and large credit lines. For a successful App-o-Rama you must out all of the credit card offers at the same time. You cannot submit the offers over several days in order for it to be effective. However, most people find that their credit score recovers long before their 0% interest offers end, enabling them to continue earning App-o-Rama income year after year by rolling their balances over to new 0% credit cards.
App-o-Rama can be a practically riskless income strategy if you choose risk-free investments and have good discipline and attention to detail. Be sure to carefully read over the terms and conditions of each card that you receive and carefully abide by these rules. The most common mistake in App-o-Rama is neglecting to make monthly minimum payments on each credit card. Even though the cards carry 0% interest, they will all still require a small monthly minimum payment, so be sure to set enough cash to cover those payments and diligently make them each month. Miss a payment due date and your 0% interest rate can suddenly skyrocket as high as 30% turning your easy income into a sudden loss! You should also chart when the 0% offer expires on each card so that you can repay or refinance the balance before the interest rate jumps to 12%, 15% or more.
Note that App-o-Rama is not appropriate for anyone who will need to take on additional credit within the next year. Thinking of buying a new house or car? App-o-Rama is not for you.
